Today's most pressing issues for mortgage servicers are the risks and costs associated with servicing troubled mortgages. Performing loans rarely result in unforeseen costs and risks where troubled mortgages are a literal minefield of potential challenges. These challenges range from regulatory to consumer litigation all of which impact the operational and legal costs of servicers.

Black Diamond Sentinel has developed propriety system which reduces re-default risk of trouble mortgages by creating a long term sustainable position for homeowners, servicers and investors. This is achieved by applying real world metrics and borrower information validation to provide a clear path forward. Each modified loan is not only assigned a new Probability of Default (PD) and Loss Given Default (LGD) but is stress tested against a variety of potential economic conditions.